[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stenfr.cz\/kde-sehnat-penize-ke-koupi-pozemku\/#Article","mainEntityOfPage":"https:\/\/www.stenfr.cz\/kde-sehnat-penize-ke-koupi-pozemku\/","headline":"Kde sehnat pen\u00edze ke koupi pozemku?","name":"Kde sehnat pen\u00edze ke koupi pozemku?","description":"Zat\u00edmco n\u011bkte\u0159\u00ed lid\u00e9 se spokoj\u00ed s koup\u00ed ji\u017e hotov\u00e9ho domu, nebo domu ur\u010den\u00e9ho k rekonstrukci, jsou i takov\u00ed, kte\u0159\u00ed si cht\u011bj\u00ed postavit bydlen\u00ed na m\u00edru, dle sv\u00fdch vlastn\u00edch p\u0159\u00e1n\u00ed a pot\u0159eb. To pak nen\u00ed \u00fapln\u011b nemo\u017en\u00fd \u00fakol, a ke spln\u011bn\u00ed tohoto snu je d\u016fle\u017eit\u00e9, abyste m\u011bli kde stav\u011bt. Tedy jde o to sehnat stavebn\u00ed pozemek,<footer class=\"entry-footer index-entry\"><div class=\"post-social pull-left\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.stenfr.cz%2Fkde-sehnat-penize-ke-koupi-pozemku%2F\" target=\"_blank\" class=\"social-icons\"><i class=\"fa fa-facebook\" aria-hidden=\"true\"><\/i><\/a><a href=\"https:\/\/twitter.com\/home?status=https%3A%2F%2Fwww.stenfr.cz%2Fkde-sehnat-penize-ke-koupi-pozemku%2F\" target=\"_blank\" class=\"social-icons\"><i class=\"fa fa-twitter\" aria-hidden=\"true\"><\/i><\/a><a href=\"https:\/\/pinterest.com\/pin\/create\/button\/?url=https%3A%2F%2Fwww.stenfr.cz%2Fkde-sehnat-penize-ke-koupi-pozemku%2F&media=https%3A%2F%2Fwww.stenfr.cz%2Fwp-content%2Fuploads%2Fold-elisabeth-3284212_640_1.jpg\" target=\"_blank\" class=\"social-icons\"><i class=\"fa fa-pinterest-p\" aria-hidden=\"true\"><\/i><\/a><a href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https%3A%2F%2Fwww.stenfr.cz%2Fkde-sehnat-penize-ke-koupi-pozemku%2F&title=Kde+sehnat+pen%C3%ADze+ke+koupi+pozemku%3F\" target=\"_blank\" class=\"social-icons\"><i class=\"fa fa-linkedin\" aria-hidden=\"true\"><\/i><\/a><\/div><p class=\"link-more\"><a href=\"https:\/\/www.stenfr.cz\/kde-sehnat-penize-ke-koupi-pozemku\/\" class=\"more-link\">Continue reading <span class=\"meta-nav\">\u2192<\/span><\/a><\/p><\/footer>","datePublished":"2022-07-09","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.stenfr.cz\/author\/#Person","name":"","url":"https:\/\/www.stenfr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stenfr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stenfr.cz\/wp-content\/uploads\/old-elisabeth-3284212_640_1.jpg","url":"https:\/\/www.stenfr.cz\/wp-content\/uploads\/old-elisabeth-3284212_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.stenfr.cz\/kde-sehnat-penize-ke-koupi-pozemku\/","about":["Ekonomika"],"wordCount":432,"articleBody":"        Zat\u00edmco n\u011bkte\u0159\u00ed lid\u00e9 se spokoj\u00ed s koup\u00ed ji\u017e hotov\u00e9ho domu, nebo domu ur\u010den\u00e9ho k rekonstrukci, jsou i takov\u00ed, kte\u0159\u00ed si cht\u011bj\u00ed postavit bydlen\u00ed na m\u00edru, dle sv\u00fdch vlastn\u00edch p\u0159\u00e1n\u00ed a pot\u0159eb. To pak nen\u00ed \u00fapln\u011b nemo\u017en\u00fd \u00fakol, a ke spln\u011bn\u00ed tohoto snu je d\u016fle\u017eit\u00e9, abyste m\u011bli kde stav\u011bt. Tedy jde o to sehnat stavebn\u00ed pozemek, na kter\u00e9m u\u017e zrealizujete ve\u0161ker\u00e9 sv\u00e9 n\u00e1pady. Ani samotn\u00e9 pozemky v\u0161ak nejsou levn\u00e1 z\u00e1le\u017eitost, a pokud budete \u0161et\u0159it na jeho koupi, je\u0161t\u011b chv\u00edli si po\u010dk\u00e1te, a v\u00e1\u0161 sen se zase o kousek odd\u00e1l\u00ed. je i jin\u00e9 \u0159e\u0161en\u00ed?Hypot\u00e9kaHypot\u00e9ka je druh \u00fav\u011bru, kter\u00fd se obvykle poj\u00ed s nemovitostmi, a lze ji tedy z\u00edskat bu\u010f ke koupi nemovitosti, nebo pod jej\u00ed z\u00e1stavou. Hypot\u00e9ka na pozemek je pak skv\u011bl\u00fdm zp\u016fsobem, jak brzy dos\u00e1hnout vlastnictv\u00ed stavebn\u00ed parcely. Co je pot\u0159eba k z\u00edsk\u00e1n\u00ed hypot\u00e9ky na pozemek?O hypot\u00e9ku na pozemek m\u016f\u017eete \u017e\u00e1dat bu\u010fto v bance, nebo i u nebankovn\u00ed spole\u010dnosti.Podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky na pozemek v bance jsou n\u00e1sleduj\u00edc\u00ed: mus\u00edte m\u00edt na\u0161et\u0159eno alespo\u0148 20% \u010d\u00e1stky ur\u010den\u00e9 ke koupi pozemku, \u010dist\u00fd bankovn\u00ed i nebankovn\u00ed registr, a samoz\u0159ejm\u011b dostate\u010dn\u00e9 p\u0159\u00edjmy, co\u017e je v\u00fd\u0161e, kterou ur\u010duj\u00ed bankovn\u00ed pravidla, a nejsp\u00ed\u0161 bude v rozporu s t\u00edm, \u010demu jste doposud v\u011b\u0159ili. I tak se v\u0161ak p\u0159ipravte na to, \u017ee z\u00edsk\u00e1n\u00ed pen\u011bz t\u00edmto zp\u016fsobem potrv\u00e1 del\u0161\u00ed dobu. Banka si bude nejprve prov\u011b\u0159ovat va\u0161e registry, p\u0159\u00edjmy, ale i stabilitu zam\u011bstn\u00e1n\u00ed, \u00fa\u010dty, a dal\u0161\u00ed \u00fadaje. Samotn\u00e9 schvalov\u00e1n\u00ed pak tak\u00e9 trv\u00e1 del\u0161\u00ed dobu, a mnohdy se stane, \u017ee ne\u017e se v\u00e1m poda\u0159\u00ed hypot\u00e9ku z\u00edskat, v\u00e1mi zvolen\u00fd pozemek u\u017e nebude k m\u00e1n\u00ed.Jak to tedy \u0159e\u0161it jinak?Rychlej\u0161\u00edm a efektivn\u011bj\u0161\u00edm zp\u016fsobem z\u00edsk\u00e1v\u00e1n\u00ed hypot\u00e9ky, je hypot\u00e9ka nebankovn\u00ed, tedy takov\u00e1, kterou poskytuj\u00ed nebankovn\u00ed spole\u010dnosti. Nen\u00ed t\u0159eba se ni\u010deho ob\u00e1vat. Tyto spole\u010dnosti funguj\u00ed v souladu se z\u00e1kony o \u00fav\u011brech, a jejich provoz je schv\u00e1len. V\u011bt\u0161ina \u010d\u00e1st\u00ed \u017e\u00e1dosti se \u0159e\u0161\u00ed elektronicky, tud\u00ed\u017e nemus\u00edte neust\u00e1le n\u011bkde pob\u00edhat, a vy\u0159izovat, schvalovac\u00ed proces je pak velmi rychl\u00fd, a po podpisu dostanete pen\u00edze na \u00fa\u010det velmi rychle.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde sehnat pen\u00edze ke koupi pozemku?","item":"https:\/\/www.stenfr.cz\/kde-sehnat-penize-ke-koupi-pozemku\/#breadcrumbitem"}]}]